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Savings and Certificates

SAVINGS RATES - Last Updated August 19, 2008         
                                            Last Rate Change March 27, 2008


                                                                                              RATE          APY
Regular Shares Under $100.00 - No Fees                        1.00%          1.00%

Regular Shares - No Fees                                                   1.00%          1.00%

Life Savings (08) - No Fees                                                1.00%          1.00%

40 Shares Min. $2,500.00 - No Fees                                1.75%          1.76%

IRA Variable Rate Shares - No Fees                                 3.50%          3.55%

IRA 36 Month C.D. - No Fees                                              3.50%          3.55%

Share Drafts - Min. $700.00                                                1.00%          1.00%


SHARE CERTIFICATE OF DEPOSIT RATES
Last Updated August 19, 2008
Last Rate Change March 27, 2008

MINIMUM DEPOSIT $1000
YOUTH UNDER 18 MINIMUM $500

  
                                RATE          APY

  6 month                2.50             2.52 
 
12 month               2.75             2.78

18 month               2.75             2.78

24 month              2.75             2.78

30 month              2.75             2.78

36 month              3.50             3.55

48 month              3.50             3.55

60 month              3.50             3.55


Baraga County Federal Credit Union
101 East Broad Street
L'Anse, Michigan 49946-1013
(906) 524-6151
Fax: (906) 524-5515
bcfcu@up.net